The evidence is clear that our financial system is criminal and our current Congress is deregulating in a way that will allow the criminals to have greater control over their preferred categories of criminality.

Another major downturn in our physical economy is inevitable if we do not begin discussions about programmatic solutions.

After decades of writing articles on this subject I am convinced these are the essential solutions: extract financial derivatives out of our commercial banking system using the old Glass-Steagall Act, a 15% trade tariff, a 1% Wall Street sales tax with a one million dollar per year small investor exemption, and the sale of zero-interest 50-100 year maturity state, municipal and port authority infrastructure bonds to a new Federal Reserve discount window.

Rally political movements around these solutions and the financial criminals will lose much of their ability to continue wrecking our nation.